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As Nick has stated, read the terms for the credit card you plan to use. Most cards insist you decline all other insurances but in Italy the price of the rental includes some insurance so you can't decline it, which is why most cards don't cover Italian rentals. Again, read the terms and conditions of the credit card to be certain.
Re: Info about using AMEX Platinum for car rental insurance. The letter requirement and €5000 hold are pretty typical in Ireland. Amex dropped the Ireland/Northern Ireland exclusion late last year on all of the cards they issue directly (Platinum, Gold, Delta, Hilton, etc.). I do not believe that Amex cards issued by other banks and credit ...
Problem is American Express rental car damage protection is only a secondary coverage, meaning that one's regular auto insurance collision coverage would be the first thing to kick in and provide coverage. American Express acts as a secondary insurer providing coverage only when the auto insurance limit is reached. American Express provides no ...
Rental car insurance works the same way as regular auto insurance: you pay a certain amount of money in exchange for an insurance company’s agreement to cover losses and claims up to an agreed ...
Many car rental agencies offer so called All-Inclusive car rental, including the above "don't worry coverage". Other car rental agencies offer these a a "menu"; pick and choose as you like. So not sure if it makes sense to use third party car rental insurance. We rented a car from https://fandango.nl/en/ in Italy, Sardinia, Olbia last summer ...
Rental car coverage: Most car insurance policies (with comprehensive and collision coverage) extend to rental cars during repairs, but check your policy for details.
Re: Rental car insurance using Amex? 3 years ago. Be aware that, if you do not take out zero-excess (zero-deductible) insurance with the rental company, the company will put a hold on your credit card for the full amount of the excess (deductible). If the car is stolen or damaged, you card will be charged with the amount of the excess and you ...
Looks like they have two tiers of coverage. Most cards are in Tier 1 and offer coverage for cars with a new retail price up to $50,000. Tier 2 seems to only apply to Platinum and Centurion cards and covers up to $75,000. One big advantage of Amex is that they do not allow Dynamic Currency Conversion.