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27 helpful votes. 6. Re: Rental car insurance. Aug 21, 2023, 2:47 PM. Agree, more expensive of not, rent through one of the major rental companies and simply purchase insurance through them. In California your required to have proof of insurance when you drive.
California has insurance requirements which the rental companies are well aware of. Unfortunately nearly 17% of California drivers carry no insurance because there's little enforcement from our government. Having full car insurance will protect you from these drivers.
One thing I do know, car owners (rental companies) are required to carry liability insurance. But the problem is California's legal minimum is something around $30k and is very insufficient (haven't been updated for half a century). An accident can easily result in liability anywhere from $100k to $500k.
We are visiting California the first week of November and decided to rent a car with Turo platform as they have a huge selection of cars and reasonable prices. However, what I have just learned is that even with a premium package insurance which is approx $15 a day you are still liable to pay excess of $500 when the car is damaged during the ...
Adding LDW after car is on rental: You may not change the option once the rental has begun, without returning the car and starting a new rental agreement. This will result in the contract being closed out and charges being assessed for the time the vehicle is kept at least 1-day minimum, and a new rental contract will begin.
Avis's policy: "With respect to rentals commencing in California, the Rental Agreement does not afford you, or any other driver, any insurance or protection against liability in those two states." I usually buy my own CDW + Excess protection + SLI. The problem with the SLI is that it requires primary liability insurance, or third party, which ...
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