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The rental agreement you sign is a third contract. It is between you and the rental car company and may require many things that neither your auto insurance nor credit card cover. Loss of use is often included in the rental contract and this is generally not covered in your auto or credit card coverage.
The rental car companies are required by law to provide a certain amount of liability insurance for their owned cars but that may not be enough personal liability insurance to protect your personal assets if you are found at fault in an accident where there are extensive personal injuries or property damages.
I have rented a car with Budget at the airport. There are two types of insurances that are relevant I believe, and here is my understanding of them: Collision Damage Waiver (CDW), also called Loss Damage Waiver (LDW): This covers the actual car I rent for damage or theft. If I decline it, I'm responsible, or at least responsible for a large ...
The most common types of rental car insurance include: Collision damage waiver (CDW): For a daily fee on top of your rental fee, a collision damage waiver waives fees associated with damage to the ...
Rental car coverage: Most car insurance policies (with comprehensive and collision coverage) extend to rental cars during repairs, but check your policy for details.
Most car insurance policies cover you in any car you're driving for personal use-including rentals - according to esurance, but make sure to check first. If you're renting a car of similar value ...
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