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AAA pays for the AAA member's damage, but leaves the AAA member personally liable for compensating the other guy and exposed to a personal injury/property damage lawsuit. Neither - per the body shop owner, AAA pays the member's damage quickly without much hassle, but if they're covering another party, then they can get stingy.
Any insurance agency you use will get the flood insurance from Citizens Property Insurance. I would recommend: Island Insurance 941-764-8050 AAA Insurance 941-627-1544 They both can shop around for the best rate for you for homeowner insurance. They represent several agencies.
It seems that AAA has a contract with a 'consumers relocation services' - it's a free perk for AAA members. The service gets in touch with various moving companies, gets bids for you so you can choose the bid you want, then helps you from start to finish of your move, including help with claims if there are any problems.
With AAA, insurance companies and dealers offering emergency road service, the spare has become all but obsolete. All of the "space saving" spares are meant to be used for 50 miles or less, at slow speeds, just to get you to a place where the flat can be fixed or replaced, so yes, it does make a difference.
pa auto insurance is dirt cheap, pa also only has a mandatory 5k property damaige requirement while new york is 50k. when you are a pa resident and drive in new york you have to be automatically elevated to that states min requirement. if your in an accident in ny involving more then 5k property damage the state of pa and the insurance company ...
I've been with State Farm since I was 16 years old. Like Ponderosa said, a car insurance rate can include a lot of discounts like multicar discounts, having a accident free (them paying out) history, reduced mileage driving discounts, and home bundling discounts. Major car insurance brands might target an area and buy their way in.
For homeowner insurance be sure to check with a minimum of 3 different insurance companies. You will see that quotes vary. AAA insurance can check around for insurance through various companies that they represent.
the AAA guy I talked to was nice but seemed more interested in getting us to register car in FL to get bundled home/car insurance--never went forward with that and haven't heard from two agencies in Sarasota that were supposed to give us quotes after getting the 4 pt inspection and wind mitigation report
The auto insurance industry voluntarily returned more than $18 billion in auto insurance premiums to customers in 2020 to address the sharp decline in miles driven during the COVID-19 pandemic.
I have belonged to AAA for about 30 years. The only reason I am renewing with AAA is the road service. If you break down anywhere in the US and Canada, they will get a wrecker out to get you. You may have to wait a little longer but they get to you pretty quickly.