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A conventional loan and VA loan typically require a credit score of at least 620, however, VA loans have no set minimum limit. You can qualify for an FHA loan with a minimum 580 credit score and ...
Here are some of the best lenders for low- and no-down payment mortgages in 2024. ... 620 credit score. Flexible underwriting. Flexible underwriting. 580 credit score (500-579 score with 10% down)
Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)
Cons. Few lenders offer these loans in 2024. You’ll need a good credit score and lots of liquid assets to qualify. No-doc mortgage loans usually come with higher interest rates.
Key takeaways. You can get a mortgage with a credit score as low as 620, 580 or even 500, depending on the type of loan. Some mortgage lenders offer bad credit loans with more flexible qualifying ...
FHA loans (500 to 580): You might qualify for an FHA loan with a credit score of 500 to 579 with a 10% down payment. Otherwise, you might need a credit score of 580 or higher—the good news is ...
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