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Obviously if you have a personal car with insurance that will cover you, but as mentioned in this article many people don’t have collision, or have high deductibles, yada yada yada American Express offers basic rental car coverage but you can also arrange for premium rental car coverage which covers you for your entire rental period (up to 30 days or something like that) for a one time ...
Re: Iceland car rental insurance vs credit card insurance. 1 year ago. My CC will cover 100% of the car damage, however that is only up to $65,000CAD. Which does not cover many cars in Iceland. SO do check that carefully. You also need to be aware that the user pays for the damage, and then claims back from the CC.
25 reviews. 16 helpful votes. Rental car credit card insurance – my experience. 5 years ago. For those considering waiving rental car collision coverage in Ireland and using their credit card coverage instead, I thought I would share my experience this July. I rented a car through Avis at Shannon. The CDW and SCDW would have added almost $350 ...
Keep in mind credit cards are nearly always secondary coverage, which means if you have an auto insurance policy, you would need to claim on that first, which can be a pain with a deductible and risk of the premium increasing. You might also want to double check if the credit card covers things like loss-of-use and diminished value for example.
3. Re: Insurance/credit card for car rental. 1 year ago. Deciding to buy insurance or use your Credit Card coverage is a VERY personal choice — much dependent upon your financial situation, your comfort level and your ‘risk tolerance’. In May, I rented a new Dacia (SUV) from Hertz that only had 300 kilometers on it.
Credit card insurance does not cover liability - everybody must have minimum liability insurance which is provided by the rental car company. Liability insurance covers damage caused to other people cars, property, and injury. Credit cards only offer collision damage waiver (CDW) and loss damage waiver (LDW) which only covers the rented vehicle.
Also, for those with Amex, you can purchase a separate Premium Car Rental Protection from them for a nominal flat fee (not daily fee) that increases your coverage from $75,000 USD to $100, 000 USD if you are concerned about the car value in Iceland. Reply. Report inappropriate content. SouthBay.
17. Re: Insurance/credit card for car rental. 1 year ago. As long as additional drivers are listed on the contract it doesn’t matter which listed driver is behind the wheel. ALL listed drivers are covered. Of course, the rental company will typically charge a daily fee for each one — often around 10 Euro per day.
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