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The rental agreement you sign is a third contract. It is between you and the rental car company and may require many things that neither your auto insurance nor credit card cover. Loss of use is often included in the rental contract and this is generally not covered in your auto or credit card coverage.
I have rented a car with Budget at the airport. There are two types of insurances that are relevant I believe, and here is my understanding of them: Collision Damage Waiver (CDW), also called Loss Damage Waiver (LDW): This covers the actual car I rent for damage or theft. If I decline it, I'm responsible, or at least responsible for a large ...
Rental car companies that accept North American issued Credit Card coverage do NOT accept any other ‘third party’ coverage such as trip insurance. Some vendors (such as Expedia) offer third party coverage — which CAN be REFUSED at the pick up counter, so it is ALWAYS best to book through the actual company, rather than through any intermediary, so that you know EXACTLY what ‘Terms and ...
Rental car coverage: Most car insurance policies (with comprehensive and collision coverage) extend to rental cars during repairs, but check your policy for details.
Most car insurance policies cover you in any car you're driving for personal use-including rentals - according to esurance, but make sure to check first. If you're renting a car of similar value ...
It usually covers some damage to the rental vehicle and may compensate the rental company for time the vehicle is out of rental service due to an accident. There may be some additional little coverages, but the gist of what's covered is damage. Amex may have some extra insurance packages available for additional fees.
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