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The one drawback of high-yield savings accounts is that their interest rates can change. ... It features a 0% intro APR for 15 months, a cash back rate of up to 5%, ...
These high-yield accounts earn you APYs at up to 10 times the national 0.46% average you’ll find at your neighborhood bank, with few limitations and fees. ... Savings rates and high-interest ...
The Federal Reserve decided for the sixth straight time to hold the benchmark interest rate unchanged at a 23-year high of 5.25% to 5.50% at its last rate-setting meeting on May 1, keeping APYs on ...
U.S. prime rate. The U.S. prime rate is in principle the interest rate at which a supermajority (3/4ths) of large banks loan money to their most creditworthy corporate clients. [1] As such, it serves as the de facto floor for private-sector lending, and is the baseline from which common "consumer" interest rates are set (e.g. credit card rates).
If your savings account has a 4.00% APY, then you could earn $400 in interest over the next year, which is still a decent sum. But that 4.00% APY isn't set in stone.
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